About UPCIC

 
United Property & Casualty Insurance Company ("UPCIC") is a Florida domiciled Property & Casualty Stock Insurance Company located in St. Petersburg, Florida.  UPCIC is a wholly owned subsidiary of United Insurance Holdings, L.C. whose stockholders are primarily from St. Petersburg and Ocala, Florida.  UPCIC's operations are administered by United Ins. Management, L.C., as Managing General Agent.

The day-to-day operations of the Company are managed by an experienced team of insurance professionals whose market for independent agents of diversified property & casualty insurance products.

The Company currently offers both Homeowners and Dwelling Fire products.  In addition to these products, UPCIC is a Write Your Own Flood Carrier.

The Company's reinsurance program is comprised of only A.M. Best "A" Rated (or better) Lloyd's of London and Bermuda reinsurers and also includes additional catastrophe protection provided by the Florida Hurricane Catastrophe Fund.

UPCIC has received a Financial Stability Rating of "A Prime" (Exceptional Financial Stability) by Demotech, Inc. a highly respected rating organization.  This rating is recognized by the federal mortgage backed loan programs such as HUD, Fannie Mae and FHA.